IIn this episode, Angela Fiorentino, CEO and General Counsel of AmeriFactors Financial Group, a subsidiary of Gulf Coast Bank & Trust, explains how accounts receivable factoring helps businesses and buyers unlock cash tied up in unpaid invoices. Angela breaks down what factoring is (and isn’t), why AmeriFactors underwrites the end customer rather than the business itself, and how a factor can serve as a back-office partner for invoicing and collections.
From working alongside SBA 7(a) and commercial lenders through subordination and AR carve-outs to UCC-1 filings, fee tiers, and funding at the closing table, this conversation offers practical insight for business buyers looking to finance an acquisition and for owners who need working capital to bridge the gap between payroll and payment.
Learn more about AmeriFactors at https://amerifactors.com/